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  • Home Improvement Loans

Whether you are building a new home, putting in new kitchen fittings or paving your driveway, you have the option of an affordable, flexible finance solution with a Real People flexibuild™ Loan of up to R120 000.

Application criteria:

Features & benefits:

• Enjoy loans of up to R120 000.

• You have up to 48 months to pay.

•Get approval within just two hours* with our quick and easy application process. This is subject to required documents being submitted when initially applying and all underwriting requirements
being met.

•You have the flexibility to get your building material as and when your home project progresses. You can do so for up to six months from the inception of the loan.

•Your instalment amount is calculated only on the portion of the loan amount that you have used for each phase of your project. This means that your instalment amount will only increase when you receive additional pay-out from the total loan amount for which you qualified.

•Once the six-month mark is reached, the final instalment amount is calculated on the amount owed at the time and will be a fixed instalment until the loan is fully repaid.

*All loan applications are subject to final credit approval. Terms & conditions (remains the same as per current) apply.

Important disclaimer: 

**All loan pay-out requests are subject to monthly credit health checks.

How to apply:

Visit the Money Centre at a Builders store near you to apply for your loan. Remember, all loan applications are subject to Real People Home Finance final credit approval. 


“Real People” is Real People Home Improvement Finance, a division of Opco 365 PTY LTD Registration number 2001/004440/07| is an authorised Financial Service Provider (FSP 9945)| and registered Credit Provider (NCRCP 103). Terms and conditions apply to all advertised offers. All loan applications are subject to final credit approval. ERRORS AND OMISSIONS EXCEPTED. Nothing contained in this or any other co-branded marketing material must be construed as Real People Home Finance (Pty) Limited being in partnership with Massbuild (Pty) Ltd, [Builders] as same is not the nature of the legal relationship between such parties. Real People Home Finance (Pty) Ltd and Massbuild (Pty) Ltd [Builders] are unrelated parties that operate independently of each other.

Loans provided by Real People Home Improvement Finance, reg. no. 2001/04440/07. NCRCP 103

Contact us:

Customer Care: 0860 284 533